We have been in the accounts receivable factoring business since 1979, are privately owned, and have a proven track record of being FINANCIALLY SOLID AS A ROCK. We have survived many of the economy's ups and downs and in doing so, can support you through any difficult circumstances you might suffer. We won't vanish when the times get difficult, like a handful of accounts receivable factoring companies regretfully have before.

All factoring companies have a preference for size, industry, and risk. It's not practical for you to pick which accounts receivable factoring firm will work best for you. By reaching out to us, we'll get to the crux of your situation very quickly and help you locate the best fit for your business - whether it's with us or another accounts receivable factoring company.

We have a huge A-List of accounts receivable factoring industry counterparts, these mutual relationships were built over 20+ years in the business. So, after you take some time to tell us what you need, we have no doubt that you will find precisely what you need..

Almost all accounts receivable factoring businesses let you select and choose your customers that you want to factor. Except a few of them usually have a minimum amount in order to work with you. With us you can pick and choose what to factor on an invoice by invoice basis with no minimum.

Our accounts receivable factoring agreement is much like having a credit card in your pocket. You have it to use when you need it but don’t sign an agreement which will force you into accounts receivable factoring when you don't need it.

Almost all accounts receivable factoring businesses fees are hidden. It defies common sense why they do this. You can be sure, We are different.  We are flat out upfront about our fees. When you apply, you are presented with a transparent, no obligation rate bid with the fee for your company. It is going to be tough finding another factoring company, if any, that will be flat out upfront with their fees before they try and get your business.

An "advance" rate is the percent of the invoice face value that you’ll receive upfront. Invoice Factoring industry averages for advance rates range from 70-90% of the face value of the invoice. So, for example, if your customer owes you $1,000, you be given an advance payment of $700 to $900 to your account. Our typical advance rates are higher than average - at 85-97% depending on industry and your customer payment track record.

A few invoice factoring businesses are financed by Wall Sreet bankers. We are an independently owned company and don't take orders from investors and boards. Like you, we are like-minded business people and we have experienced many of the hardships that a business encounters. We take the time to hear your story, learn your struggles. Based on that information we will put together a tailor-made solution for you. Almost all invoice factoring businesses especially the Silicon Valley Fintech ones usually count on an algorithm to determine your company's funding program. Who do you want to rely on as a cash flow partner to fund your business?

Almost all accounts receivable factoring businesses have either a lot of employee turnover, a complex voice mail system that you get lost in or operate call centers where you talk with a new representative every time you call in. We operate differently, you are provided with a dedicated account administrator to be your point of contact – who really knows your business inside out, and can assist you in ways the others just can't or don't want to be disturbed.

Don't ignore the fact that the accounts receivable factoring firm will be interacting with your customers on your behalf. Our level of service, stability and longevity, and the caliber of our employees is second to none. We have been in business since 1979 and have veteran staff who who have witnessed it all. Choose us not only for your sake but for the sake of your relationship with your customer too. Not only will you benefit from our extraordinary service and real-world know-how, but so will your customers.

Together,we put in place a credit risk tolerance guideline to limit your customer write-offs. We also track each invoice and follow them the same as your own credit and collections department would. Once they hit the due date we place friendly reminder calls and/or emails on your behalf and keep notes as to when it is scheduled to be paid, and send copies if wanted until payment is made.

Our business credit monitoring systems allow us to spot developing negative trends so that we can protect you from risky transactions. You have quick access to online aging reports and your dedicated account administrator is always in the loop and given advance notice of any collection problems so there are no surprises.

You get quick direct online access to your customer’s business credit reports, or you can call and speak with your account administrator – you choose. Stay alert to negative payment trends. This is essential to run your business efficiently.

We employ first-rate technology to to expedite the funding process, such as electronic submission of invoices, online reports, online credit checking and other emerging methods to streamline the process and reduce overhead, which leads to better rates for you. Almost all other companies are not even remotely close.